Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Wednesday, July 21, 2010

Curtains and MO for a BUCK!

Custom kitchen curtain
I blogged some time ago that I was hoping to make some curtains for my kitchen with some fabric I found at a garage sale for a $1.  I've finally gotten them done and want to encourage you in your creativity to SAVE $$ wherever you can! Just think what savings you can enjoy if you use what talents God has given you.  WHAT can you do? Do you crochet, sew, knit, embroider, garden, scrapbook, make cards, food preservation canning, paint, clean, or WHAT that can save you money and add loveliness and good things to your home and life?

OK, so what did I make for a buck?  How about four pair of curtains (CUSTOM) as each window is different!
One table cloth AND one table runner! NO JOKE! ALL for that yard sale buck, some time and thread.

WHAT did I save?
Curtains at Wal-Mart of similar style are $9.99 a pair x4 = $40.00
Table cloth   $9.99
Runner $7.99
HOW about over $50 bucks SAVED! Oh yeah!!
I love when I can do more for so or SEW much less!

TOS CrewMates were buzzing about JoAnn's Fabrics giving discounts for homeschool teachers~check it out in your neck of the woods for additional savings! Oh yeah!

Give me a shout out on WHAT you can do to SAVE MONEY~

Saturday, November 21, 2009

Family of 15 With Electric Bill of $65?

I subscribe to ChoysterCash eNewsletter which hits my email several times a week.  This morning, she postedhttp://www.generationcedar.com/main/2009/04/secrets-of-a-large-familys-power-bill-savings.html to share one family' journey to HUGE savings! It's pretty extreme the methods . . . if you think SisterT is rough~man o man! But hey, this family might be living in a mansion with a Rolls~ha! Dunno! I think the BIGGER point here is that any efforts we make will take our money into a place WHERE WE WILL WANT to spend it verses it just being spent on essentials. 

CASE IN POINT:

Daughter: "It's just going to make the towels all scratchy!"
Mom:       "Yes, but hanging them outside while we can will save on the electric bill."
Daughter: "I don't like it."
Mom:       "I will spend the money I am spending on gas to haul you to ___ ___ ___ ___ to dry them then."
Discussion was closed~towels went on the clothes line in the nice sunny breezy 50 degree day.

I realize as someone living on a budget, it's NOT EASY! No, it is not.  But any changes we make will be just that, changes we make and for the better!

I've heard it said that money is made in small amounts~while so true, a penny saved is a penny earned as well!
BTW~how low were you able to get your turkey per pound? 39Cents per LB is what we paid at
Bellefountain KrogerSearch for your own Kroger Turkey special
Happy Thanksgiving!

Saturday, November 7, 2009

FREE eBook Thriving On Less

Thanks Choyster Cash and MoneysavingMom for this read:
Thriving On Less
Who can't live without some more info on this great topic?

Friday, October 30, 2009

Christmas LightsTrade In/Discount

You can trade in your old Christmas 

LIGHTS for a discount on new ones!

Home Depot's Light Deal


Christmas truly is right around the corner!


Let's save every way we can!


Taking care of Lincoln, so Washington will take care of me ;-))

Thursday, October 29, 2009

50% off Payless COUPON good through 10/31

Don't MISS OUT~
Take advantage of HUGE savings!

http://www.oprah.com/article/oprahshow/20091016-tows-payless

Print the Coupon AND Head on over and get yourself some shoes! Whoohoo!

Wednesday, October 28, 2009

Post 100~It's ALL About Saving!


This is Thriving's 100th post!
Let's celebrate!
I would like to offer a FREE Frugal Consultation to a randomly drawn winner if you will leave me a comment and tell me where you have shared this give a way with others.

Drum Roll Please~

You CAN WIN a FREE Consultation with me to discuss debt busting and budget boosting in this economy~how do you need to tighten up or buckle down?

Don't be misled~there are many out there who are telling you HOW to SPEND your money, but few are telling you HOW TO SAVE IT~

Leave a comment with your contact info.  I will randomly chose a winner on Nov. 1st so you can get going on a debt busting/budget building plan for your family.

I am looking forward to hearing from you! Pass the word!

Monday, October 26, 2009

Square Foot Gardening Post

If you are short on yard, but long on desire for a garden this coming growing season, here is a link Square Foot Gardening to show just how it is done.  We had a traditional garden in the yard kind of garden, along with a raised bed in an old car-top carrier for our leaf lettuce, spinach, celery and basil.  This kept the bunny out of our patch because it was up high away from his reach . . . and hubby had strung some wire about ear height to prevent him from WANTING to come into the patch to get the tomatoes, peppers, squash and pumpkins. 

Enjoy planning NEXT year's harvest~

Wednesday, October 21, 2009

Thankfulness ALL Year Long


It's the season to be thankful.  Of  course, we should be thankful all year long! What are you most thankful for? As a woman working with her family (hub and two kids) I am thankful that we finally saw the situation we were in and where we were heading! I attribute this realization to God who has shown us why it is wrong to be in debt and overly concerned with the possessions of this world. 

So with Thanksgiving in sight, I want to share some frugal ideas for celebrating Thanksgiving. Let's keep the course for a wonderful season of thankfulness!

1. Mindset~This is the hardest part, I think.  Am I truly thankful for what I have? Am I content and fulfilled with the blessings I have been given? Commit now that each day leading to Thanksgiving to think of something or someone that you are thankful for~begin a log or journal.  Write them down if you want to, but purposely begin a "thankful journey" towards the holidays.

2. The Celebration~Menu plan. Guest plan. Decorate plan.
If we get ourselves in gear NOW, things won't sneak up on us to rob us of some of the joy of the day~Ever get caught rushing around at the last minute and feeling rushed? I have~not this year! Let's commit to planning NOW.
  • Watch for the sale of your favorite "turkey"~is it turkey for you? Last year we didn't have an oven (we were in temporary housing without an oven, but we were able to borrow a large roaster from our church which made delishious turkey! STRESS over!)
  • Are family and friends coming to your home? Plan it now~I would begin the preparations of cleaning and how to set the table or even just seat everyone.  Do you need extra tables, chairs, dishes, pots and pans? Borrowing and lending is an economical way not to hit the rental shops for items needed.  Do you verbally invite by phone or do you send written invites? Plan these now! Or you might be like our family, celebrating with just us.  This is nice too, but I've had it both ways.  I'd say that having family around is wonderful.  I'd even encourage it, if it's possible.  You can invite those who would enjoy your company for the celebration: friends long from home who are new to town, singles, anyone who would enjoy joining you for Thanksgiving.  
  • A lot of emphasis is placed on decorations today for every holiday.  I enjoy a pretty table with linens and candles.  Not everyone thinks like this, so if you aren't into it, or prefer the disposables, then by all means go a head~but just remember that using the more convenient items like this can be more costly.  Look around NOW for table covers that are inexpensive.  I have found some of my prettiest ones in thrift stores and at yard sales~sheets: for around $4 you can have a twin flat sheet of almost any color to adorn your table . . . sheets wash up nicely too and are easy to reuse!   
Ideas for inexpensive table decorations:
I like to use what I have.  Do you have a fresh bag of apples or other fruit?  A pretty basket? You can combine these along with some fall leaves from your favorite colorful tree and have a nice centerpiece for the day~I am all about being able to GET RID OF IT after the fact too~but these are not items that I would be wasting or filling the landfill with~my kids would eat the fruit and the leaves will generally fall anyway off the tree and end up in the compost~so it's easy this way...

Do you have any pine cones? I love these, and as a southern gal, seeing these all over the yard: Have the kids made a "turkey pine cone or two or more! All you need are some color construction paper (several colors) and pinecones.              They are really cute for the table!
Another idea is to put pinecones or like this year, I am using Buckeye nuts in a basket for a centerpiece.  Candles are nice. . .what do you like? Do you have some goards or small pumpkins you have not prepared for eating yet?
With apples in mind, you can use an apple as a holder for a floral arrangement.  Core out the center and stick your flowers inside.  This is quite pretty, and you can use pumpkins for this too if you have a huge table.  You can also use a canning jar for a country vase~got any ribbon or yarn? tie it around the top!About.com's table arrangements  Hey, it's almost funny, but I found this exact picture~I didn't know someone else has done these!

Thankfulness is truly a matter of the heart and mind, and being prepared so that stresses don't jump on us will make the holiday nicer!

Being thankful today for ALL my blessings,
I am on budget! Are you?

Tuesday, October 20, 2009

Mending and Making Them Last~Sock "Darning"


Clothing is a huge expense in our lives. Let's face it! Since Adam, we have needed some type of clothing to cover us, and with the costs rising and our resources shrinking, we need to find ways to put some extra life into the ones we have for just a few more wearings!

Do you know how to darn a sock, sew on a button, mend a broken seam?  These three ESSENTIAL skills are cost savers in the home.
 My mother, Betty says that if we mend and fix then we get more life to an item and then we can save our money for items when we find sales or in the thrift stores.


Consider this for a minute.  You have some socks that belong to your hubby.  He's got a hole in about 5 of the socks in his collection.  BTW~are you buying the same color and style? This is a huge saver too! I can see the need for specialty socks for say, athletics, but for everyday~make an easy match: same color and brand.  This will make matching and cleaning easier too~so much less time!  But there is a hole in five of the pairs of socks.  Do you just throw it out? Sometimes a sock will literally discentegrate, but let me say that you can fix this too with the right methods.  The idea is to use it up~EVER hear me that THAT before?? We want to use every little bit we can so that we can utilize our resources, our money to the fullest extent.

Great Reasons to Mend~


Here's How:

For a hole that needs "darning:"  You will need a light bulb, perferably a burned out one so if it drops you have lost nothing useful other than your "darning tool,"(you can purchase a "darning egg" which is a wooden egg, but this works fine.  Just be sure not to break the bulb as you work!), a darning needle, and some matching soft fine yarn (match the color of the sock.  The match is they key to success as well as "darning" in a smooth way!

Here's that video which the news report referred to ;-))


Darning socks is really a cost saver and will prevent having to throw even the store version away~Did you catch what was said about the commercially made ones? hmmm...anyway, these can be "darned" too!

I will post again about sewing buttons and seams~for now, hunt down those socks that need attention and "darn" them!
darning socks=saving green$

Friday, October 16, 2009

Frugal Fall Fun


Simplicity is best.  Boy, I wish I had learned this a few years ago before I had run myself ragged and worn out chasing that star that fleeted across the sky in my life!   Today I am much more laid back, perhaps in some ways, too much so, that I am enjoying a quieter simpler life.  The sparkles and glitz that once caught my eye no long hold attraction for me as I am quietly living my life in contentedness and thrift.  Oh, I have some needs, like everyone. . . I even have some hefty wants! But I am no longer driven by those desires to HAVE, but more in the way of becoming and being~
With these thoughts in mind, I want to offer some suggestions for some  family enjoyment for this time of year.  It's getting quite cold in some parts of our nation; my friend L. in MT has already seen winter's first snow, while my dearest friend, T. is still swealtering in northern FL.  No matter what area of the country, Autumn is here~colors are changing; it's time to have some fun!

1. Campfires and roasting marshmellows.

2. A cup of hot tea or hot chocolate with a friend.

3. A drive to savor the gorgeous landscape painted in the colors of Autumn.

4. Finding an apple archard or stand if an orchard isn't nearby, making some homemade apple treats:
apple cider, apple sauce, apple butter, apple fritters, pies, pancakes, cobblers, crisps...CARAMEL apples and candy apples~or just a good ole FRESH crisp apple~oooh how I love the smell!

5. Walking on wooded trails.

6. Riding bikes~what about a race with the kids?


7. Making a fort out of raked leaves or jumping in them!

8. Going to a "corn maze" for some fun with the kids!

9. Climbing a tree~yeah, I won't...but my kids like to do this!

10.  Star gazing on a cool clear night~You can gaze at the clouds and sunset or rise too!

11. Transplanting a tree now that the sap is down.

12.  Hot soup: potato, tomato, French onion, Taco, Veggie, cheese . . .YOUR favorite in a mug!

13. Camping in a tent~now I am not one for this, but I love the idea!! I do like to camp in fall, as we have  a hardshell camper.

14.  Carving a walking stick from a fallen tree limb.

15.  Plant flower bulbs for spring!

16.  Open up the house and enjoy the cool weather! (Of course if it's freezing outside this is out!)

17.  Press a pretty Autumn natual leaf in a book.

18.  "Pick" some Autumn leaf branches to decorate the mantle of your home...find pine cones, and nuts~natural beauty for the fall season. . .

19.  Grill hot dogs over an open fire in the yard~Campfire stew is awesome too.

20.  Begin an afghan or quilting project so that when it's cold, you will be well covered as you work!

WHAT ideas for FALL Fun do you like to do?  What's your favorite?
Falling for Autumn frugally in fun,

Thursday, October 15, 2009

Making Dirt


I've posted a good deal about our garden and our wonderful tomato harvest this year and some of our methods for growing in the garden in our back yard.  I want to discuss composting as a great way of making soil for enriching the earth for growing medium in the garden.

There are many ideas on composting, but I like cheap...uh...oh...well, I think frugal sounds better~so it's frugal and easy!

I am going to list some links with good methods with summaries of how they are done so at a glance you can take a look to see what will work for your space for composting.

EPA on composting
I found this site to have a lot of information that was even geared geographically.  There is a list of publications and also FAQs.

EPA on Organics for Composting
Very informative about what makes great compost!

Composting 101
Nice website that is informative~has bins to chose from and loads of information.  This writer is in MT so growing is an issue and this is discussed.  How Composting Works is very informative on how to create the place and how it's done. 

OK~here are just a few good sites.  Remember to prepare the garden will require some prep.  Composting 101 suggested putting the compost pile or bin or receptacle near the garden~makes sense to me!

We have a friend who gardens who has prepared his garden for spring by spreading manure for it to 'set' all winter.  This will enrich the soil as well.  But my FIRST recommendation before adding these is to have the soil tested by your county extension agent.  You will want to know what your soil needs FIRST!

Getting READY for a full harvest after a full season of growing which is AWESOME for my budget!

Wednesday, October 14, 2009

Homemade Laundry "Soap Box"

There was a little debate going on today over the most economical way to have laundry soap for doing clothes.  Apparently the Duggar Family have put on their website the "recipe" for homemade laundry soap that I've seen around for several years, and even seen some YouTube demos on how to make it...guess she's economizing too~which is GREAT!

Well, the questions were something like "did it really work" and "how many loads?"  I have never made this stuff. I have seen the demos like I said from YouTube, but it looks like "goop" to me, and well, up until recently I had my favorite 'brand' and was unwilling to part with it...but then the economic crunch came, and I got on the band wagon to economizing~hence my 200 loads for $15 at Sam's Club which I use 1/2 the amounts so I am getting 400 loads for the same price equalling 4 CENTS a load!!!!!!!!!! and IF I were to use the full amount, just double it to 8 cents a load! This is amazing...and I don't have to cook and gloop and glop...and slop....sorry folks, but SisterT while she is thrifty, and Oh soooo frugal...has a few limits...ever found some of those supplies the recipe calls for? Fels Naptha soap??? PLEEEEEEZE! OK...so IF you think it's GREAT~leave me a shout...otherwise, I am NOT going to try this one...sorry folks... not me.
You can read all my laundry tips  HERE !
Counting my time as money too,

Monday, October 12, 2009

Winter Time Prepardness

There's already snow in some areas of he United States in an early blast of cold frigid temps! I am looking at my home and thinking I had better get it in gear to make our home winter ready...we live in a climate of snow and ice~blustery winds with a chill of often 30 below...it's harsh condition such as these that require some measures to keep us warm and safe in winter.

My hubby has been doing repairs to our home's siding and windows.  If you don't know, we recently purchased our home, a repo that was a great deal financially for our family with the goal of becoming 100% debt free in five years, so that an older home with needed repairs was the way to go in this "buyers market." But along with this purchase came needed and REQUIRED repairs.  (Be sure to calculate these costs into your home's sales price if you are looking to purchase a home like this...but for the handy, it's very economical...more on this another time!)  So we have a cracked window and a storm window missing.  Today, the window is going to the glass shop and the storm will have to be replaced.  It's not salvagable!  Along with these, I am going to put up a check list of things, some maintence, and others just plain ole housekeeping to get us ready for winter...STAY WARM!

Evaluate your bedding situation.
Do you have enough blankets and comforters to keep the beds warm at night? We turn down our thermostat at night, and this makes for cooler sleeping and needed bedding.  Do you purchase or make your bedding? Begin crocheting or quilting or even shopping for what you need.  We like electric blankets.  I invested in one for each bed several years ago.  Also consider if you lose power.  If you do or don't have an alternate heat source, covers on a bed will make a great difference in comfort and possibly survival...







1. Crocheting a blanket.

2. Quilting a blanket.

3. Purchasing a blanket, quilt or electric blanket.

Links 
for Crochet:

Crochet Pattern Central
For warmer blankets, I like 100% cotton yarn:
Peaches and Cream 100% cotton yarns
Wool  and Acrylic yarns
Lion Brand Yarn

for Quilting:
Love to Know~Quick and Easy Quilting
 I've made something not unlike this quick and easy quilt which I have heard called a "cheater quilt."  The biggest difference in the size of the project is this~the size of the pieces of fabric (front and backs with batting) you are working with.  I made both my children 'cheater quilts' about seven or eight years ago. 

Cheryl's Cheater Quilt Method:
Chose two coordinating patterned or one solid, one patterned fabrics.
Purchase 1 and 1/2 yards OF EACH TWICE~this may sound silly, but let the fabric store lady cut two pieces of your fabrics 1 1/2 yds each.
Do this for both top and bottom.  You should have six yards total.
Purchase batting whichever loft for a twin bed.
Bring home and wash the fabrics to preshrink and release dyes.
Take one of the either top or bottom fabric 11/2 yd pieces and cut down the center vertically.
(You should have two long 1/2 width pieces of your fabric now.) Do this for the other as well.
With right sides together, stitch the salvage edges of one top side fabric to the other side so that when pressed and opened, the pattern is facing each.  You will do both sides of the unsplit 11/2 piece with the split 1/1/2 pieces.  This will make your top or bottom a double width of the fabric width your purchased either 36" x2!  Press open all the seams! This will lay ever so nicely on a twin bed as the seems will fall to the edges.
Do the other fabric the same way.
When both are stitched up, then go to your bed or the largest bed  in your home OR on a large table or carpeted floor. I like to use a big bed.
With right side facing the bedspread, lay the bottom fabric down on the bed.  You will see the seams of the bottom where you have pressed them open. 
On top, lay the batting for the quilt you purchased.
Then facing the ceiling, lay the top of the quilt top onto the layers.
Use quilting pins to secure all over.
Begin at the center and work to the edges to smooth any wrinkles.  Pin as you go.
When you get to the outer edges, roll the top over the bottom for a "rolled edge" where the top is seen on the bottom. Pin all the way around to secure your quilt.

The first handsewing you will do is to hand sew with a 'whip stitch" around the edges of this quilt. Short close together stitches with double thread in the needle will work to secure the blanket tighter and will be less likely to come apart. 

There are a couple of options for securing the inside of this quilt:
1. You can stitch around (quilt) any repeating motif in the pattern.  For my daughters, there were butterflies, so I did a certain colored butterfly.
OR
2. You can use a very large bore needle and yarn, running it through all layers and tying it in square knots.
OR
3. You can use flat buttons of any shape, color or variety if you like. If you have them too ;-))
OR
4. You can hand stitch lines like a grid pattern to hold the layers.

Once your quilt is all secure, you are ready to place it on your bed.  These are very nice, and I have found much more durable than purchased comforters which with washing generally come apart.

For purchased blankets, I suggest shopping sales.  I like yard/garage sales and thrift stores as well. To match color schemes, I have made covers for my blankets and comforters to keep costs down.

Stay warm and let's all get prepared for winter's chill with checking on our bedding for the season!

Saturday, October 10, 2009

Fitness on a Dime or Less

I'm old enough to remember when aerobics and fitness centers became the rage for middle America! Women donned on leotards and tights for a jazzy workout to pop hits and golden oldies crunching the bod so that fitness could be obtained.  Today there are other places that offer getting fit,  but generally they all have one thing in common~A FEE!
 It doesn't have to cost anything to become active and get healthier.


Thanks Nicole for the tip on how to get fit economically.

Nicole told me that she's a power walker~a runner who uses a local park with a walking path to get fit each day.  This is saving the cost of a membership or home equipment and provides outdoor recreation and fun not only for herself, but her children.  You go, Nicole!

Tips:
1. Walk the neighborhood. 

2. Park at the back of the parking lot and walk further into the store.

3. Make an extra round around the grocery or superstore pushing that full cart of items. WATCH out for pedestrians! lol!

4. After church, make a trot around the Sanctuary.  Wait until everyone is gone and peddle on by the pews...

5. If you have a staircase, go up an extra time and down each day...then add as the weeks progress...then start carrying items...

6. Lift canned goods with your arms to tone and strengthen.  You can use 4# sugar bags also~be sure to work up to this...

7.  Ride your bike around the neighborhood.

8. Mow the grass/edge/clip bushes/sweep sidewalks and porches.

9.  Take up an active hobby~skating, rollerblades or ice skating or even skateboarding..BE SURE to wear protective gear...nobody wants to get hurt!

10. Play with your children.  Go play chase, hide and seek, freeze tag and more...Red-Rover, jump rope, hop scotch, kick ball, base ball, volley ball, soccer, foot ball...pick your favorite.

Fitness does not need to cost the arm and leg we are trying to make healthy...Let's do it on the cheap!
Thanks again Nicole for the great idea and tip!

Tuesday, October 6, 2009

Falling for the Garden!


I've written a great deal about our garden efforts this year and the wonderful harvest from it! 54 qts of tomatoes are just waiting for my pot this next year along with squash, peppers, and in a few weeks~celery! I've had all the tomato and summer salad greens (spring mix and spinach) with cucumber a gal could enjoy FRESH from the patch! But Autumn is here, so now is the time to prepare for NEXT year's garden and bountiful harvest!

We have an overgrown and wieldy mess out there NOW~

Pull it out~chop it down and put into the compost.

One of the best things I am doing NOW for the future is composting!

All of our garden refuse will be chopped into the composting area so it can decompose...

We are tilling up our bed now, will put into it leaves and manure for the winter rest of the land...

Our yard does not have hardwood trees, but evergreens so we will offer to rake some leaves for some leaves for our bed...

We are falling for our garden this Autumn so our garden will produce for us next season!

Thursday, October 1, 2009

Using It UP!~Kitchen $ Saving Tool


You aren't going to believe this, but if you already use one, then YOU KNOW how great this little tool is for getting EVERYTHING out and wasting nothing in those jars, cans, bowls, pots and bottles~

THE Rubber Spatula

Yes, that's right~ Sorry to mention something so simple,  but just using a rubber spatula will help you empty to the greatest extreme EVERYTHING out so nothing gets left behind~

This is a simple, but huge Using IT UP tip!

Drag it out or if you don't have one...it's worth the investment!
Let's waste not~Using It UP!

Tuesday, September 29, 2009

Busting a MOVE on Debt~


Here's a GREAT strategy~pay off the small things first

Pay them as fast as you can beginning with the smallest debt first.  When you get that smaller debt gone, throw the money you would have paid on it toward the next lowest debt.  As you roll the money into bigger amounts as the smaller bills are paid off, there is money available to put on the larger debts. 

If you have a vehicle payment, try paying it off early~paying off ANYTHING early that has interest will potentially save you bunches in future interest!

Remember that busting debt comes in small steps~if you do too much all at once, it could become overwhelming and cause burn out! Take it one little bit, as much as you can, when you can, how you can at a time!

Bust THAT debt~roll up the payments smallest to largest...then you will find
DEBT FREE!

Monday, September 28, 2009

Ways to Cut the Grocery Bill~Yeah Baby!


Cooking is a necessary chore and essential to the family~and boy can eating be a budget killer~BUT WE ALL GOTTA EAT, right?? I can imagine the hungry and eventually angry looks in the eyes of my family IF we never had any food in the house!  Grocery shopping can be a huge challenge to find what we need for prices that are great!  Here are a few tips of my own and a wonderful link from Menus4Moms~thanks for posting such a great list...
Here are my tips:
 1. Make that list. Inventory first, then make a list so you can plan your meals out.  Decide if you are shopping weekly, biweekly or monthly or even everyday...this will matter on what you plan to get and to use.

2.  Depending upon your decision of shopping frequency, look at your money too~how much can you spend right now to invest in stocking the pantry?  Be sure you have cash ready to go or the check book is in balance and you KNOW how much to spend.

3.  I'd suggest taking a calculator with you.  I like to use on to figure the price per serving or pound so I can compare product to product.  CALCULATE those prices~don't trust the shelves!!! Tip:  I KNOW they put the wrong tags under the wrong products...seen it so many times!!! AND watch the register when they are scanning~sometimes THIS is wrong too! HINT: If at WalMart, they will (or have, so ask) give you the item FREE if it rings up wrong...BE WATCHFUL!

4.  Decide if you have enough room to buy in bulk for sale items and items you use a lot.  Storage is a huge consideration, and I like to, now I don't always get to, clean out the fridge~meaning wiped out and ready to go...crisper freshened up...I line with paper towel...have used dish towels to make produce last longer...there's a reason the lettuces are put in cotton drawstring bags...it keeps it from wilting! But prepare the areas for bringing home the food!  Also you will KNOW exactly what you do and don't need.

HINT:  When sprucing up the fridge for the new produce~use a light cleaning solution of either vinegar and water or bleach (1/2 cap full) per 2 qts of water to wipe out the inside.  This will freshen and also kills off any bacteria.  If you need to do a thorough clean~bring out all the condament containers and wash them under running water with soap...dry off and put back.  How often do we wash the ketchup or mayo containers?  If you do this after each use, then of course you don't have to do it now...but when kids are doing these chores, sometimes they tend to either try to get it done as fast as possible, or they forget...but this will keep it all germ free! Also I like to wipe the fridge handles daily.  Just good cleanliness!

BACK to shopping~

5. Make your list arranged in order your store is going to be in...if it's produce first then list those items.  Next, if it's meats, then list those; if it's canned goods or dry goods such as baking supplies and sugars, then put those next.  Order that list a head of time so you don't have to do it as you go.  This will save you loads of time in the store.  Also you can have your children make the list too.  Download this FREEBIE for making an easy shopping list:

6.  Grab sales papers or coupons you might be using. I am not one for much of this because I am more of a scratch cook, but for those who prefer these foods, the money saving in this area is essential.  Did you know if you have a specific brand you prefer you can go online and print out coupons for about anything?? Put the brand name or even the name of the item and up comes all the sites~shop online for the best cents off deal before hitting the store!  (This isn't about food, but we needed shoes here, so I have a fav store so I went to their site and ordered with FREE shipping!  Also got money off by signing up to get their news about deals! Never will I miss that by one get 1/2 off again!!)  Remember to do your homework about your list...

7. I am going to defer you to Menus4Moms for the fifty tips to save~
 http://www.menus4moms.com/articles/50_tips_to_save_big_at_the_grocery_store.php
 from Menus4Moms! I would like to kick in just one thing about using left over rice...I understand it is not good for health as it quickly breaks down into sugars, so if you are pre or diabetic, consider making just enough rice so there are NO left overs and don't precook. Health is worth a BUNCH!  Check out the right sidebar for a FREE weekly menu plan from Menus4Moms!

Here's to living and loving on less! How are you working your grocery shopping excursions and SAVING???


Friday, September 25, 2009

Kids Eat FREE Here!



Search this site http://www.kidseatfree.com/ with your location to see what restaurants are listed for FREE kids meals~

Thanks Cathy for this tip!

Eating out on a budget can be better when adding up the SAVINGS! 

Thursday, September 24, 2009

FREE Craft Patterns~all kinds!


Crafting can save us money, and now is the time to think about getting together some thoughtful items for friends and family! Christmas is counting down~but hey, it's anytime we need a gift that something thrifty and thoughtful will do the trick! Thanks Choyster Cash and MoneySaving Mom for this link
http://www.favecrafts.com/
where all kinds of crafts ideas and patterns are FREE!

Working away debt by spending less~